First National Bank of Hartford

Phone: 334-588-2211 | Toll Free: 877-455-2218 | Fax: 334-588-2279 | Telephone Banking: 334-588-2212

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NOW Savings Account


The Negotiable Order of Withdrawal (NOW) Account with First National Bank of Hartford is a savings account in which an unlimited amount of checks may be written. Enjoy the convenience of a checking account with the interest capabilities of a savings.

Minimum deposit to open account | $1,500.00
Minimum balance to avoid service charge | $1,500.00

Monthly Maintenance Fee:

Balance of $1,500.00 or more | None
Balance of $1,000.00 to $1499.99 | $5.00
Balance of $500.00 to $999.99 | $6.00
Balance below $500.00 | $7.00
Interest Rate | See Rate Sheet
Annual Percentage Yield (APY) | See Rate Sheet
Minimum balance required to obtain APY as listed | $1,500.00
Interest Computation Method | Daily Balance*
Interest Compounded | Monthly
Interest Credited | Monthly

On non-cash items (for example, checks), interest will begin to accrue on the day of the deposit.
Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
If you close your account before interest is credited, you will not receive the accrued interest.

Statement Period: Monthly
Dormant Account Fee: If there is no activity in the account for three years, there will be a $5.00 fee charged to the account each month.

*The Daily Balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.